No. Catholic teaching does not say that a person can earn initial salvation apart from God's grace.
This misconception obscures the real Catholic-Protestant disagreement.
What does Catholic teaching say?
The Catholic Church teaches that:
- justification comes from God's grace;
- Christ's Passion merits salvation for us;
- faith is essential;
- Baptism joins the believer to Christ;
- grace transforms the believer;
- Christians can cooperate with grace;
- good works done in grace are themselves dependent upon God's prior gift.
The Catechism explicitly says that no one can merit the initial grace of forgiveness and justification.
It also says that Christian merit is attributable first to God's grace.
See CCC 1996-2011.
Then why do works matter?
Because Catholicism understands salvation not merely as a legal declaration but also as real participation in the life of Christ.
Grace produces love, obedience and holiness.
Ephesians 2:8-10 itself moves from salvation by grace through faith to Christians being created in Christ for good works.
Where is the real disagreement?
The serious discussion concerns:
- the nature of justification;
- whether righteousness is only imputed or also inwardly transformative;
- the relationship between justification and sanctification;
- cooperation with grace;
- perseverance;
- merit understood within grace.
Those are much more precise questions than:
"Do Catholics think they can buy heaven with good deeds?"
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